Panama City, Panama, November 13th, 2025, Chainwire
KPK, the leader in non-custodial asset management, has announced the launch of its agent-powered vaults on Morpho, the universal lending network. This move expands non-custodial asset management by using automation and clear policy execution. By building on Morpho, KPK’s vaults benefit from its $10B+ network, which connects with the largest fintechs and banks worldwide. This allows them to offer managed yield strategies that work automatically.
The vaults are run by agents that manage liquidity, improve performance, and follow preset on-chain policies. These policies adjust exposure and protect liquidity as market conditions change.
These vaults are built on the same system that has been used for large on-chain treasuries like Gnosis and ENS since 2020. They show how transparent execution and controlled risk can work together in open markets. Each transaction follows clear steps, making sure every action is disciplined and transparent.
“We’ve always believed that decentralised financial infrastructure should be open and equitable. With this release, we’re bringing the same professional-grade treasury systems that power DAOs to everyone onchain. It’s about democratising access,” says Marcelo Ruiz de Olano, Co-Founder of kpk, “Giving every user, regardless of size or technical expertise, the tools to manage their assets with the same confidence and efficiency as the largest organisations.”
Automation-Centred Design
At the core of every vault is kpk’s on-chain policy layer. This layer sets the rules, permissions, and safety measures for managing assets.
Automation works on top of this to make sure the rules are followed all the time. Each agent follows clear instructions and cannot act outside those rules. The Rebalancing Agent moves money between approved markets to keep things running smoothly and earning the best returns. The Exit Agent steps in when things go wrong, like when prices change too fast or liquidity gets low. It moves capital quickly to stop or limit problems with liquidity.
These agents are not AI, but simple programs that follow specific rules. They act only within the limits set by kpk’s framework, so everything stays transparent and under control by the user.
Vaults Overview
The first series of agent-powered vaults offers different strategies using stablecoins and ETH. All kpk vaults are fully automated, low-risk vaults built for continuous operation. The vaults are automatically updated in real-time across liquid markets, with strong filters to protect liquidity and reduce risk.
kpk USDC: A multi-market vault that invests USDC in well-known markets like wstETH, BTC, and ETH+. It combines safety with good yield through diversified levels and strict limits.
kpk EURC: Focuses on EURC lending markets with clear exposure limits based on tiers.
kpk ETH: Invests ETH in selected markets to earn lending yield, while keeping liquidity stable through automated updates.
kpk USDC Yield (Arbitrum): Uses the same rules and automation on Arbitrum Layer 2. The vault reallocates funds across high-reward markets on Arbitrum, with strict limits to ensure liquidity and lower risk.
All vaults are ERC-4626 compliant and fully transparent, with parameters, oracles, and allocations accessible through the kpk handbook and the Morpho interface.
Measured Performance and Proven Resilience
During the soft launch, EURC markets briefly went beyond their limit, causing a liquidity crunch. In just seconds, the agent moved 20% of the vault’s liquidity, making sure that withdrawals stayed open. Meanwhile, manually managed vaults took hours to respond.
The vault kept providing higher net yields and steady liquidity the whole time. In tests, the vault’s weekly yields were up to 46% higher than similar benchmarks, showing how well agent-driven execution works.
In this case, automation helps by keeping things running smoothly and instantly following the rules, without delay or human choice.
Building the Next Layer of Onchain Asset Management
The launch of agent-powered vaults on Morpho marks a big step in how on-chain asset management works and grows. By adding clear rules directly into how things are done, kpk makes management a process based on simple, defined rules. This means that allocation, risk control, and reporting all happen openly on-chain, without waiting for manual work.
Automation doesn’t replace management; it helps make it better, creating the foundation for a more transparent and scalable financial system.
Users can learn more about kpk’s approach to curation at kpk.io/curation.
About kpk
KPK (formerly Karpatkey) is a top company that manages on-chain assets. The organization has built a strong reputation by managing funds for top DeFi protocols. They are committed to being transparent, sustainable, and focused on on-chain governance.
- Website: kpk.io
- X: https://x.com/kpk_io
Disclaimer
Vaults curated by kpk are experimental, non-custodial smart contracts and may carry significant risks, including the possible loss of all assets. kpk does not give investment, legal, or financial advice, does not hold your assets, and is not responsible for any losses. Access to the vaults may be restricted in certain areas, and nothing here is an offer or solicitation where it is not allowed. Past performance does not guarantee future results. By using the vaults curated by kpk, users confirm they are not on the list of prohibited people and agree to follow all applicable laws. Users can read the full disclaimer here.
Contact
kpk
kpk@cw8.co
